How To Benefit From The Motability Scheme In The Uk
Motability is a non-profit scheme in the UK aimed at supporting disabled persons who are looking for an affordable car to hire, lease or own. To learn more about what Motability offers and how you can benefit from using the Motability Scheme to find a car that suits your needs, read on.
Eligibility Requirements
Motability is a scheme that is open to those who receive War Pensioners’ Mobility Supplement or the higher rate of the mobility component of Disability Living Allowance (DLA). Even if you are not a driver, you can mild apply for a car as a passenger and choose two other people who will drive for you. As a parent, you can also apply on behalf of a disabled child aged three or above, provided they are receiving the higher rate component of DLA and appoint yourself the designated driver for your child.
Contract Hire
The contract hire scheme allows eligible participants to lease a unique car that is supplied by a Motability dealer for at least three years. Contract hire includes car insurance, car serving (routine work) as well as breakdown assistance, free of charge. However, you may be liable for fitting and removing car adaptations. To qualify for contract hire, you must have at least 12 months of DLA remaining. If DLA is not renewed by the length of the contract hire period, the car must be returned. Once your contract hire period is over with, the car must be returned to Motability.
Hire Purchase
Hire purchase is a scheme that many prefer over contract hire. Hire purchase allows drivers to buy a new or used car of their choice. But unlike hire grasp, you are solely responsible for negotiating the price with the dealership and providing your own car insurance cover. But the good thing about hire take is that at the end of the hire purchase agreement period, the car will be yours.
If you would like to learn more about the Motability Scheme and how you can lease, hire or own your own car, call Motability at 0845 456 4566 for further details.
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Filed under Js Car Breakdown Insurance by on Feb 1st, 2012.
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